👉 Apply for the Axis Bank × super.money SuperCard Pro here
Looking for the best UPI cashback credit card in India? Meet the Axis Bank × super.money RuPay Credit Card, also known as the SuperCard Pro — a lifetime free card that gives a flat 3% cashback on UPI payments made via the super.money app.
With UPI dominating India’s payment landscape, this is one of the highest cashback rates available for everyday transactions.
Why the SuperCard Pro Stands Out
Most credit cards in India either exclude UPI transactions from rewards or offer very low points value. The SuperCard Pro breaks that trend with:
- 3% Cashback on UPI “Scan & Pay” via the super.money app
- 1% Cashback on all other eligible spends
- Lifetime Free — no joining fee, no annual fee
- Nationwide acceptance via the RuPay network
Key Features
| Feature | Details |
|---|---|
| UPI Cashback | 3% via super.money app (max ₹500/month) |
| Other Cashback | 1% on eligible spends |
| Annual Fee | ₹0 (Lifetime Free) |
| Fuel Surcharge Waiver | 1% on ₹400–₹4,000 (max ₹400/month) |
| Network | RuPay (works on UPI) |
| Cashback Credit | Every month, directly to your card |
How Much Can You Earn?
- Spend ₹16,667/month via UPI = ₹500 cashback
- Annual savings = ₹6,000 — without paying any fees
Who Should Get It?
- Heavy UPI spenders (groceries, shopping, dining)
- People who prefer cashback over reward points
- Users looking for a lifetime free credit card
Important Exclusions
No cashback on:
- Rent payments
- Fuel spends
- Insurance premiums
- Education fees
- Wallet reloads, EMI conversions, government payments, jewellery purchases
How to Apply
Applying is fast and 100% online.
👉 Apply for the Axis Bank × super.money SuperCard Pro here and start earning 3% cashback on UPI from your very first transaction.
Final Verdict
If you want the best UPI cashback credit card in India 2025, the SuperCard Pro is hard to beat. With lifetime free status, flat 3% UPI cashback, and no hidden conditions, it’s an easy choice for anyone who pays frequently via UPI.
💡 Pro Tip: Use this card for all your UPI spends through the super.money app to hit the ₹500 monthly cashback cap.
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